R3 Insurance.

Discussion in 'America, Speedmaster & Rocket' started by Kenbro, Dec 22, 2019.

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  1. Kenbro

    Kenbro Senior Member
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    Jul 9, 2019
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    As a matter of interest, ((If you don’t mind?) what does it cost (Know it’s subjective) to insure a R3?
    About 6 months ago I tried to buy an R3 Roadster (We couldn’t get close enough on price) so I googled for insurance...the cheapest quote I received was £414 for TPFT. Which I though reasonable. Me being 76 and only back to bikes for a few months after 25+ year layoff.
    At that time I was paying £114 TPFT for a Honda Shadow 750.
    Now paying £129 TPFT for 2019 Meister Ditch Pump. :p;)
    Ken.
     
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  2. dilligaf

    dilligaf GrrrR3Rrrr
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    o_O I haven’t asked yet o_O
     
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  3. joe mc donald

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    Dec 26, 2014
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    Kenbro.
    You want to try Carole Nash Bennetts, Wilson James play one against the other always works for me.
    Regards & Happy Christmas
    Joe
     
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  4. Kenbro

    Kenbro Senior Member
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    Thanks, Joe,
    Will deff. shop around next time.

    Will take this opportunity to thank you for the Christmas Greetings and also wish all members of this wonderful forum a Very good Christmas (Hope there’s some stockings with R3s in.) and a Healthy and happy 2020.
    Thanking you,Ken.
     
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  5. Rspete

    Rspete Senior Member

    Jun 17, 2018
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    Got a quote last month on a r3 tfc cost was £364 fully comp, didnt give the option of any other models at the time of the quote.
     
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  6. crispey

    crispey crispey creme de la creme
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    If you live near Newcastle I’ve heard it’s £2294 CLAP
     
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  7. Kenbro

    Kenbro Senior Member
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    That is cruel!
    Ken.
     
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  8. littleade

    littleade The only sane one here
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    Put your details into https://www.thebikeinsurer.co.uk/ Ken and see what they come up with. There's a I haven't bought the bike yet option so you'll be able to get some accurate quotes based on your circumstances;);)
     
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  9. Kenbro

    Kenbro Senior Member
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    978.22 TPFT. That with Triumph. My current insurer was one of 34 that didn’t quote.
    Gettin’ old sucks even more when you want to ride a m cycle!
    Discrimination, that’s what I say. :confused:;)
     
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  10. Wessa

    Wessa Cruising
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    What NCB do you have Kenbro?
     
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  11. Kenbro

    Kenbro Senior Member
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    Hi Wessa,
    Only recently started biking again after 25 years away, so NCB will only be 2 years when my renewal is due.
    Rode bikes continuous for near 35 years previously without a single insurance claim.
    Cheers,Ken.
    PS. That’s not to say accident free. :(
     
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  12. Wessa

    Wessa Cruising
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    Ah that explains the large insurance quotes. It is a real piss take when insurance companies don't look at your overall driving/riding exxperience. I know when I had company cars for many years and then gave them up (I retired) I had to build a NCB on my own, as back then the insurance companies did not take driving a company car as part of your insurance NCB. A real pain. I believe that they do now take company car driving into consideration.
     
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  13. littleade

    littleade The only sane one here
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    I think as you get past retirement age, maybe 70+ ? then your insurance starts to go up again as statistically you begin to become a greater risk. My dad's insurance on his camper van got more expensive every year despite me shopping around for him and once he got to 80 it took quite a step upwards which was a bit daft as he hardly ever drove it in the last 2 years he had it
     
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  14. Kenbro

    Kenbro Senior Member
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    Someone did tell me you tend not to ride as fast as you get older...don’t know about that, but, do know the ball are not quite as big!
    Ken.
     
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  15. Kenbro

    Kenbro Senior Member
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    Have a friend who drives his wife’s disability car and he will have to start from square one if anything happens where they have to give the car back, and, as he’s 80 now it might be difficult to even get insured in his own right.
    He still has his motorcycle insured. He rides a Kwaka Vulcan 650.
    Cheers,Ken.
     
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  16. littleade

    littleade The only sane one here
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    If that awful situation ever happens Ken some insurers will allow him to transfer his "NCD" across- My previous boss when I was at w*rk had the similar problem and he got a letter from the company transport lot to say how many years he'd been driving a company car and what his record was so there's no reason motability won't do the same? But he'd need to shop around to see which insurers would/wouldn't do this and probably consider getting a car in a low group insurance category. Another option could be some manufacturers used to offer free insurance too so there's a number of options he could explore should he ever need to do so. It's a funny business insurance- once you're out of that driver with history mainstream you can get wildly different quotes based on whether the underwriter wants your business or not. the tricky bit is then finding one that will take you on and doesn't see your circumstances as a problem
     
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  17. Kenbro

    Kenbro Senior Member
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    Will put that to him, IF need be.
    Thanks littleade.
    Ken.
     
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  18. David Downes

    David Downes Well-Known Member

    Sep 4, 2016
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    Insurance on my R3 TFC was around £430, but there's 2 big caveats on that.

    First off, because I kept my TBird Commander, it's a multibike policy, which means I could share my NCB. Without it, it was going to be more like £800-900. Second, that price is for the remainder of the policy, which is about 10 of 12 months. So I'm guessing at renewal it will be more like £500.

    I'm 36, with just over 6 years of riding experience (and therefore 6yrs NCB).

    When I initially did some quotes on gocompare and the like, the cheapest was around £900, and the funniest, was over £8k!
     
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