It finally happend - Wiped out

Glad your ok! Definitely get the bike looked at before buying those parts bud, look for any unusual/bigger gaps between the frame and tank.. also around the seat. These are normally signs the frames shifted.

I thought I got away with it on my zx6rr when I had a head-on with a HGV, was going to stunt-bike it as a toy.. but it was only when i had a close look.. I got off what was left of the plastics and took the tank off I found 2 cracks approximately 2inches high by half an inch wide being the worse and a flat spot on the main frame as it crumbled into itself on impact... it explained why the seat wouldn't go on properly because the frame had shifted back so much.

At the end of the day I know you're gutted about the bike, but the insurance will sort it.. flesh & bones are more important and harder to replace than metal!

 

Thanks for sharing the video RT
I think it will help us all be that bit more careful and aware of what can happen in the blink of an eye.
Hope it all gets sorted soon for you with the minimum of hassle.

 

Hey RT....just saw this man. I am so sorry to hear this but I am glad you are ok. The most important thing is you are around to fix your bike and continue to enjoy riding her.

Insurance companies will try to shaft you meaning they might push for 50/50 liability. You just need to ensure you document everything and stick to your statement. As for buying back/pay out they will try to mess you about. I believe you get 3 chances to agree on a price then it goes to court (time consuming). Start collating bike prices and all the declared upgrades/cost, maintenance cost etc in a proper documented way. The cam is your strongest witness to what has happened. It's good that you have taken the initiative to get it checked to find out how the insurance company will interpret it. Cover yourself from all angles in paperwork wise, prices, witnesses etc.

All the best buddy. Keep up posted.

 

Where is the bike currently at? If it is with you, I will start removing all the goodies.

Did you declare all the upgrades to the insurance company? If you have then you need to check your documents for the following:

Some insurance: Will replace like for like upgrade parts. So the payout will take the upgrades into consideration

Some such as MCE: Will replace the upgrade with only OEM std parts. Meaning they won't take the upgrades to value the bike for a settlement figure.

2011 model is a good option. If you can spare some more cash then I would go for 2011+ R version.

 

Hi Red Thunder. Sorry to hear about this, glad you walked away.

I've just been through all this in December having been taken out by a pensioner on a roundabout (he didn't give way)

Some great tips above about checking your policy and what you are covered for. Also have you listed business, commuting or leisure riding on the policy as you may be asked about the purpose of the journey.

My 2011 R (old mode) with under 10,000 was listed at £4600 with some extras if this helps. PM me if you want any details around my experience from my recent claim.

 

I'm assuming yours is a Street Triple if not I'm in completely the wrong ball park

Did you hit the deck? Even in a light impact helmet is standard replacement. Any damage you can demonstrate to your gear they should be replacing (or check your policy first in case you won't get this back should liability not be agreed). if you are claiming on your insurance better to go in full for everything you believe needs replacing from the accident as your policy will go up regardless once you've started a claim. I believe you have up to 3 years or something silly to claim if you want to hold fire if you haven't got coverage.

If they are found liable any loss of time should be reasonably compensated i.e have you lost work time/holiday or incurred travel expenses sorting this out. Document everything you do in relation to the claim so phone calls & bills/travel time/petrol receipts.

Take photos of your gear should you need this later. Armour could be compromised even if the damage is not apparent. It'd probably cost the insurer more to inspect your gear so I'd say more then likely they would just replace (with evidence such as photos).

To speed up the claim make it as easy as possible for them by providing internet links to similar replacements and any receipts you have.

Don't accept the first offer on the bike (as you don't seem to have), if you can demonstrate the availability (in your area) of bikes are not in line with the insurers estimate you may have a case. This can become a drawn out affair, be prepared for this!

Just reiterating what's been said really from R_1000 and the guys. Help on here was great when I needed advice before.

 

Sorry to hear and see your spill; the video is a real chiller. Really glad you walked away and good luck with the insurance claim.
Wessa

 

Glad your ok and erverything works out ok

 

Nice one buddy

 

Good stuff mate

 

Hi RT so glad that you are not to seriously hurt. Sounds like you will repair quite quickly, unlike the bike. Your experience is a powerful reminder to us all of the dangers of filtering. I have done my share today going into and out of Manchester along the M56. If I go on the bike tomorrow I will remeber this thread...
Wessa

 

i bet that's a relief for you,nice one

 

What a twat!
What was he doing, checking to see if the other members were doing their job ?