I Really Hate Insurance Companies

Discussion in 'Lounge' started by MrOrange, Jun 28, 2017.

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  1. MrOrange

    MrOrange Guest

    DSC_0490.jpg
    Offer for the America, going to accept.
    The first offer was £4500!!!! They are a bunch of feckin scumbags.
    DO NOT ACCEPT THEIR FIRST OFFER, EVER!
    I cannot believe the have increased it by this amount, I even offered to take £5300. So at least something has worked out. Should be able to replace the bike easily enough, nd even get something newer for around £6000.
     
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  2. MrOrange

    MrOrange Guest

    Got an accident policy to get a pay out from, that will top me up to over £6k, so just waiting on that.

    Probably be over the Xmas holiday that I really get one bought. Sales will be pretty desperate to get a bike sold at that time of year, so going to hold off, maybe. If an absolute belter pops up local, I'll be like a rat up a drainpipe, so here's hoping.

    Only problem is a lot are LT's, and I really can't see me riding with footboards and changing them is a bit of a pain. (Unless you are reading this and really want a set of LT boards in a swap for your pegs and crossbar ???), might even post in wanted to see !!!
     
  3. MrOrange

    MrOrange Guest

    upload_2017-11-1_20-42-29.png
    Look what i just found near'ish !!!! :cool:
     
  4. dilligaf

    dilligaf Guest

    Go for it mate :cool:
    I'll be proper jealous :mad:bit more black though :p
     
  5. Pete Farrell

    Pete Farrell Active Member

    Oct 4, 2017
    83
    28
    Lancashire
    I see where you are coming from Mr O insurance companies as a whole tend to specialise in trouser removal. I lived in Spain for 5 years and during that period had both bike and car insurance without any claims whatsoever, in 2011 we decided to move back to UK duly bought a car only to find that, as I had not lived in the UK for 5 years (2 year plus gap in UK insurance), 40 plus years of claim free bike and car insurance went straight down the toilet. So much for the EU being all in it together!
    I have had to build up my bike insurance again but was fortunate to source "Zurich insurance" who agreed to up my no claims to 5 years if my first year back in UK was claim free. Thankfully it was.
    Good luck with your search, just a thought how much would a trader policy cost?
    Cheers, Pete.
     
    • Like Like x 1
  6. MrOrange

    MrOrange Guest

    No, it honestly does !!!! Beast of a thing to try and move about, really got to plan ahead when coming to park it anywhere, but once its moving, absolutely brilliant. Weight is so low it just swings around easy as. But the first junction you stop at, be aware, this thing is bloody heavy and if it goes, jump far my boy, cos it is going down fast !!!! I nearly dropped my Brother in laws on the road outside his house, but did manage to hold it up, (hernia only lasted a few months), was tempted to just turn around and return for fear of dropping it, but honestly within minutes i was having a blast !!!!!

    Planning to go look at this beast Saturday morning, bit more than I have to spend, but maybe the missus will treat me !!!!;):laughing:
     
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  7. MickEng

    MickEng Noble Member

    Sep 29, 2016
    1,805
    450
    West Yorkshire
    Just the job for getting your own back on that cement truck.
    Ram him Mr O. :p
     
    • Funny Funny x 5
  8. MrOrange

    MrOrange Guest

    yep, he'd be the one in the ditch, if I hit him with one of those !!!!:laughing:

    @Dozers Dad - seen 350kg wet, so yeah, a couple of 750 gixxers there !!!!:p
     
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  9. dilligaf

    dilligaf Guest

    Are you getting the Rocket Ron??
    Hee hee Rocket Ron:p
    Rocket Ron Orange :rolleyes:??
     
  10. figwold

    figwold First Class Member

    Dec 12, 2016
    634
    500
    England
    Do Ron Ron Ron

    Da Do Ron Ron
     
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    • Face Palm Face Palm x 1
  11. Red Thunder

    Red Thunder Crème de la Crème

    Dec 2, 2014
    2,035
    1,000
    High Wycombe
    After my two unfortunate incidents earlier this year
    - March 2010 Speed triple written off 100% no fault
    - April £3k damage to my 2016 Speed Triple - They offered 50/50 I want 100% non liability so ongoing 7 months later

    My renewal has come in....from £450 to £1,500!
    Will shop around and also dispute this rise but if it doesn't significantly go down I will likely downsize the bike
     
  12. Rocker

    Rocker Elite Member

    May 1, 2016
    1,662
    800
    Suffolk
    :mad::mad::mad::mad::mad::mad::mad::mad::mad:
     
  13. Oldyam

    Oldyam Grumpy Old Git

    May 14, 2017
    613
    500
    ireland
    I'm not sure you will get insurance elsewhere, as you have an ongoing claim no-one will want to touch you until its settled BTDT
     
  14. MickEng

    MickEng Noble Member

    Sep 29, 2016
    1,805
    450
    West Yorkshire
    Unfortunately all your information is shared on the search sites which is why they will not negotiate like they did a few years back.
    They are all in it together to fleece as much as they can from law abiding citizens.
     
  15. GaleForceEight

    GaleForceEight Noble Member

    Nov 1, 2017
    741
    393
    Southend
    #34 GaleForceEight, Nov 21, 2017
    Last edited: Nov 21, 2017
    They are abusing the laws which (for the correct reasons) mean that having the insurance for at least third party coverage is compulsory.

    It used to be that if an incident wasn’t your fault then your premiums didn’t rise, but there is so much fraud these days they are grabbing money from wherever they can, and it is easier for them to take it from the law abiding than the people who are actually the problem.

    I’ve been run into twice in car parks in the last three years and even though it was entirely beyond my control and 100% indisputably the other party’s fault, my premiums have gone up.

    I wanted to add a bike to my policy to cover the bantam as well, spent 20 minutes giving them all the information they were asking for, then it was a case of ‘computer says no. The bike is too old for us to insure’. I asked them why when I told them at the start that it was a 1957 Bantam, did they waste my time and theirs, and they just said that the computer doesn’t tell them until the end of the process.

    I wanted to adjust the stated value of my other bike to reflect that it is now 7 years old, and they wanted to put the premium for fully comprehensive up to £120 from £82 on the grounds that if the bike is worth less, I am less likely to drive it carefully. I told them to leave the value alone since they would only pay out on the same value regardless of whether I told them the bike was worth £10k or £2k and the guy agreed with me that their policies were twisted and made no sense.
     
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  16. Rocker

    Rocker Elite Member

    May 1, 2016
    1,662
    800
    Suffolk
    Legal unregulated robbery.
    Play them at their own game I'm never calling another one on the phone and wasting 40 minutes of my life again, just go online at every renewal and choose the cheapest quote.
    As a little ditty, I especially like the way Bennetts (wankers) changed my 16 years no claims to the rating of 9+ effectively wiping off 7 years which i could tell another company :mad:
     
  17. Rocker

    Rocker Elite Member

    May 1, 2016
    1,662
    800
    Suffolk
    You shouldn't tell them that DD the stats probably say after 35 years you're due one and load your premium:p
     
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  18. Ken walburn

    Ken walburn Noble Member

    Jun 28, 2017
    888
    300
    Essex
    Beware Multi-Car Policies! SWMBO went on line through Admiral today as it was cheaper to insure both cars together. However, once the schedule was delivered (after payment of course) she discovered that although I was declared as the policy holder & main driver for my car they made her the policy holder & main driver for both cars thus resulting in me losing my 15 + years NCB. Bastards! After an hour on the phone to somewhere many miles away (butbut but butbut) they eventually saw the error of their ways & agreed to give us a full refund. Only because we had proof of the schedule we had agreed to. Without that it would have cost so £50 cancellation fee :mad: We have now insured through two separate companies. Taken all fu***** afternoon! I need a drink
     
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    • WTF WTF x 1
  19. Ken walburn

    Ken walburn Noble Member

    Jun 28, 2017
    888
    300
    Essex
    Definitely a mistake their side. As has already been mentioned, photographic proof of transaction. Yes all companies make mistakes I'm sure. Just buyer beware. Check & double check
     
    • Agree Agree x 1
  20. quarky

    quarky Well-Known Member

    May 14, 2018
    71
    68
    Northants, UK
    Did anyone see SuperShoppers or SuperSavers or whatever last night? Even using a gmail.com address rather than a Hotmail.com address can increase your insurance.

    Absolutely mental.
     
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