How Many Bikes Are Too Many ?

Discussion in 'Triumph General Discussion' started by Mark TGR9, Dec 6, 2025 at 6:28 PM.

  1. thc

    thc New Member

    Feb 20, 2018
    23
    3
    Sussex
    The ideal number of bikes is N+1 and S-1. With N being the number of bikes you currently have, and S being the number of bikes that will result is spousal separation. ;)
     
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  2. Mark TGR9

    Mark TGR9 Well-Known Member
    Subscriber

    Jun 17, 2025
    326
    63
    Rhuddlan North Wales
    It's not that i started with Hastings when had just the two but that's their limit so next time round it will probably be Bennetts or maybe carol Nash but they a don't seem as competitive as they used to be price wise Hastings beat them all by a good margin
     
  3. Mrs Visor

    Mrs Visor Crème de la Crème

    Aug 21, 2021
    4,231
    1,000
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    If I recall, Hastings would insure up to four bikes when I was looking for quotes for three (I could have mis remembered though....) but obviously insurance is very dependent on our own personal circumstances. I have a fortunate postcode for insurance and my job role brings down bike insurance (but increases car insurance, which is odd....).
     
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  4. Mark TGR9

    Mark TGR9 Well-Known Member
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    Jun 17, 2025
    326
    63
    Rhuddlan North Wales
    I'll have to actually speak to a human instead of the information on their app i know at the time the second bike was £70 as a fixed price for a second bike but together with the Tiger and Firestorm it comes in at £186 fully comp for the two
     
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  5. Mrs Visor

    Mrs Visor Crème de la Crème

    Aug 21, 2021
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    I hate ringing around, however it does really help with quotes!
     
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  6. Mark TGR9

    Mark TGR9 Well-Known Member
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    Jun 17, 2025
    326
    63
    Rhuddlan North Wales
    I got quoted £48.55 for the Thunderbird but that was a single policy with them presuming full no claims but that is on the other two already i always use comparison sites MCN specialise in bike insurance and are usually cheaper than confused or compare but I usually give the previous years company a chance to match or better the quote or at least lower the renewal price but that usually does involve a phone call or two
     
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  7. Mark TGR9

    Mark TGR9 Well-Known Member
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    Jun 17, 2025
    326
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    Rhuddlan North Wales
    But does the car have commuting as well as SDP
     
  8. Mrs Visor

    Mrs Visor Crème de la Crème

    Aug 21, 2021
    4,231
    1,000
    UK
    Yes, car and bikes all have SDP, commuting, business use if I want to claim mileage on the odd occasion I need to go to a different place of work than my usual.
     
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