Falling Off It!

Discussion in 'Triumph General Discussion' started by TonyG, May 2, 2021.

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  1. TonyG

    TonyG Noble Member

    Dec 1, 2016
    457
    313
    Bucks
    Went out to buy a bike magazine ironically and bike slid out from under me when slowing for a roundabout, only slow speed and presume it was on some gravel dotted around at the entrance to the roundabout. It's a 2013 Bonneville, dent in tank, scratched chrome primary case, broken speedo, mirror, and clutch pedal. I've decided to put it through the insurers as I've been paying bike insurance since 1976 and never made a claim.

    Several car drivers asked if I was ok, several bike riders went straight on by.

    Shitty bank holiday, will get pissed now.

    Cheers
     
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  2. Dawsy

    Dawsy Cumbrian half-wit
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    Aug 24, 2018
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    Bummer! We all know and feel your pain Brother! Get that alcohol down ya!:grinning:
    At least you are not badly hurt eh!
     
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  3. andyc1

    andyc1 Lunarville 7, Airlock 3
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    Feb 4, 2017
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    Oh dear, sorry to read this Tony. It is only a bike at the end of the day. You are ok! Hope all goes speedy and well with the insurance.
     
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  4. TEZ 217

    TEZ 217 Crème de la Crème

    Mar 6, 2016
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    Yep reckon we've all been there at sometime, :mad:enjoy your beer :cool:and put it out of your mind for the time being :p
     
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  5. TonyG

    TonyG Noble Member

    Dec 1, 2016
    457
    313
    Bucks
    Thanks all.

    I didn't feel too bad until I reported the accident to my insurers. They said their recommended repairers were 4th Dimension. Looking them up on Google is akin to looking up a medical condition, the results are pretty worrying.

    Strangely, it's the side that didn't hit the ground that is starting to hurt.
     
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  6. Iceman

    Iceman Senior Member

    Apr 19, 2020
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    Hi Tony, sorry to hear of your accident, re your insurer, you do not have to have it repaired by their recommended repairers, you have the right to choose whomever you want to carry out the repairs, if you so wish you can have your local Triumph Dealer carry out the work, do not let your insurer attempt to pressure you to go with 4th Dimension, legally you can chose whomever you want. Unfortunately the claim will have to be disclosed for the next 5 years upon renewal of your policy. Hope it all goes well for you.
     
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  7. joe mc donald

    Subscriber

    Dec 26, 2014
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    Tony G
    So sorry to hear the news. Glad you came away unscaved.
    Joe.
     
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  8. TonyG

    TonyG Noble Member

    Dec 1, 2016
    457
    313
    Bucks
    Thanks again.

    Starting to feel more pains now but don't think I've done anything serious, don't bounce as well when you are 60.

    I will call my Triumph dealer and see what they say. It's just the whole kerfuffle involved, you pay insurance and I think this is the 1st time I've claimed on a motorcycle policy since 1976, but decided I pay for it so I'll use it for once. Unfortunately, as you say I'll now have to declare it, both on bike and car insurance, and I'm guessing my excess will be about 50% of the claim. If it wasn't for the tank dent I think I'd just have done it myself.

    Cheers
     
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  9. littleade

    littleade The only sane one here
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    Mar 17, 2015
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    That's grim Tony. Most of us have been there but it doesn't make it any easier for you though at least it sounds like you'll be ok which is the important bit. As said you don't need to use their "recommended" repairer, though the bill going via your dealer will no doubt be higher. Because of it's age they might write the bike off which if they do you might want to think about keeping it and getting a payout from them to fund the bits if you want to keep it. Good luck;)
     
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  10. TEZ 217

    TEZ 217 Crème de la Crème

    Mar 6, 2016
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    Agree with all that's been said, do what you believe is in YOUR best interest and hope all else is well. :cool::cool:
     
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  11. Lou160487

    Lou160487 Active Member

    Jun 16, 2020
    249
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    Florida U.S.A
    Sorry to hear about the fall. But glad you're OK.
     
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  12. Sandi T

    Sandi T It's ride o'clock somewhere!
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    Dec 3, 2018
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    I'm sorry to read about you and your bike going down, Tony. I'm glad you are mostly ok and hope that your aches and pains are fleeting. Good luck with the insurance stuff. I'm with the others that have posted--go to who you prefer and feel comfortable with.
     
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  13. TonyG

    TonyG Noble Member

    Dec 1, 2016
    457
    313
    Bucks
    Thanks all,

    Just been out to have a look and wish I hadn't called the insurance now. Handlebars had rotated but aren't bent, switch gear looks fine despite denting the tank. Only real issues are the tank, chrome engine casing, and the speedo. Might have damaged the gear shaft I suppose, but looks ok, the gear pedal bit at the end snapped off, but presume the gear lever itself is bent.

    Oh well, I'll call Jack Lilleys Triumph on Tue, expect the insurers will make a fuss. Actually, might try a little independent mechanic near me as well.

    Cheers
     
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  14. Stimple

    Stimple Member

    Nov 8, 2014
    24
    18
    Try sourcing parts on line and see if it's within your budget / excess to do it yourself. I agree the tank will probably be the most expensive.
     
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  15. TonyG

    TonyG Noble Member

    Dec 1, 2016
    457
    313
    Bucks
    I thought the clutch had been damaged as I had no pull at the lever, checked at the engine casing end and the pivot lever had somehow spun round 180 degrees, rotated it and it snapped back into place. Can now start her up although the speedo is displaying some odd hieroglyphics. Need a new clutch pedal and it should be rideable. That will make it a lot easier to get some quotes. Also, the bloke a few doors up from me has one of those mobile repair franchises for car repairs, and it says A1 dents on the side. It's a long shot because of the curvature of the tank, but just maybe it can be pulled out. It's a nice square indent but no paint damage.
     
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  16. Helmut Visor

    Helmut Visor Only dead fish go with the flow
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    Oct 3, 2018
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    Can you not stop the process and say you are going to self fund the repairs?
     
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  17. TonyG

    TonyG Noble Member

    Dec 1, 2016
    457
    313
    Bucks
    We
    Well, I was feeling better until I looked up the cost of a new speedo, it is ridiculous. It might not need a complete replacement though, but it is an EFI model and I have no idea about the electrics it contains. My excess is £250 and the chaincase is about that, so I probably will still go with the insurance. I've ordered a new gear lever so I can ride it and will see about taking it to a Triumph dealer for a quote.

    So annoying, last time I fell off was probably about 1979, but only 3rd party insurance then so we always did our own repairs. Don't even know what I did wrong, can only assume it was the general pitted road condition and some gravel.
     
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  18. Junksmith

    Junksmith Active Member

    I managed to horizontally park the Tiger last week. It just rolled forward enough to fold the kick stand in and it was suddenly time for look for a new left indicator on Ebay. I bought a pair so I can replace the right one that was broken when it gently settled to the ground on the other side last year.
    The new indicators will be mounted on the screen bracket to avoid further cost but, as I seem to have a habit of parking it close to the ground, I might have to invest in some crash bars.
    Everything can be fixed...at a cost.
     
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  19. XCaTel

    XCaTel Senior Member
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    Feb 22, 2018
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    Never, never call your insurance about any sole accident unless you are 100% certain you need to claim off them. Don't even mention it in looking for advice. Even if the repair bill is going to be a good wedge it may not be worth making that claim in the long run. If you are a named driver on your partners vehicle they will also need to declare this on their renewal.

    Insurers - they are like bookies who don't pay out.
     
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  20. speeder

    speeder Noble Member

    Jan 3, 2019
    382
    313
    dorset
    I agree, sometimes its just not worth the hassle of making a claim, and as already mentioned, they will hold it against you for years.
    Maybe better to bite the bullet an repair it yourself, usually plenty of useable parts on ebay.
     
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