Carole Nash Insurance

Discussion in 'Triumph General Discussion' started by Sprinter1050uk, Sep 11, 2019.

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  1. Sprinter1050uk

    Sprinter1050uk New Member

    May 4, 2017
    5
    3
    Mansfield, Notts
    Got a quote from Carole Nash online on Saturday for two bikes. Reading through MCN saw advert that said use code CN10 for extra 10% off. Went back on line yesterday same details entered and there was no place to put the code however quote was £28 cheaper. I therefore rang them up to ask about the code. After speaking with her Manager the girl said it could not be used online but she would be able to use it on the phone. 25 minutes later she gave me a quote, including the 10% discount. The new price was £95 more than the online quote. She couldn't explain the difference in two online quotes either.
    Don't waste your time with so called phone offers, online prices beat them all. This was the cheapest for me having tried all the usual other companies.
     
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  2. freck

    freck Elite Member
    Subscriber

    May 4, 2017
    1,124
    750
    Preston, Lancs, UK
    Just shows that the prices are completely random and insurance is the biggest rip off around. :mad:
    CN quoted me £900 for one of my bikes, and I eventually got two bikes insured together for £220.
    Go figure! :rolleyes:
     
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  3. Big Sandy

    Big Sandy WOOF! WOOF!
    Subscriber

    Nov 14, 2018
    1,584
    800
    Sutherland, uk
    Must admit I used Carole Nash as a bargaining chip yesterday... My insurance came to £127 and a few P with bikesure, did the meerkat and CN came out at 78.

    So rang bikesure and said, "beat you that?" pulled the price down to £92. Happy with that. I added personal injury cover too in that. So it's a similar price.

    Again, shows what a ripoff insurance is if they can wipe a 1/4 of the price off just like that.

    Oh... Fully comp, classic policy. With personal injury cover.
     
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  4. feckless

    feckless Senior Member

    Apr 16, 2019
    459
    113
    Cumbria
    i was with CN for yrs as they do modern and (classic bikes with agreed values) but last year I tried Bemoto and they undercut CN by £50 but the extras made it much more worthwhile.
    the one downside of many bikes is getting them all on one policy :):)
     
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  5. stevethegoolie

    stevethegoolie Elite Member

    Oct 16, 2014
    2,172
    800
    East Riding of Yorkshire
    Got my CN renewal the other day. After being pretty static prices for the last couple of years (last renewal was £0.01p more expensive - I can live with that!) this time it went up from £110 to £170 plus a few pence. Bemoto were similar to CN's renewal price, Devitt came in around £140 for similar cover, Footman James was similar to Bemoto but breakdown cover was extra, but Mackenzie and Hodgson came in at under £110 which seems an excellent price compared to the others and includes breakdown cover (UK and European), legal expenses and European cover. Seems like a 'no brainer' to me. Any thoughts?
     
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  6. feckless

    feckless Senior Member

    Apr 16, 2019
    459
    113
    Cumbria
    sounds great Steve , they are fairly new but have a great pedigree if they are as good as their racing careers
    how many bike were you getting insured??
     
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  7. JEFF COCKBURN

    JEFF COCKBURN New Member

    Oct 23, 2019
    0
    1
    ORRPINGTON
    i went to lexham 1500 excess 148 for a 18 bmws1000xr..not worth claiming for anything less than 1500.my mate with carol nash had his back wheel stolen from a gs total repair 1300 upon renewal they refused to renew and his renewal went from 360 odd th 920 .
     
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  8. stevethegoolie

    stevethegoolie Elite Member

    Oct 16, 2014
    2,172
    800
    East Riding of Yorkshire
    Just my Trident 900.
    They say they charge £35 for policy amendments in their tees&cees, which is relevant for me 'cos we are moving house in the next couple of months - hopefully. When I checked CN it said that they charge £37.50 although when we moved in here they only wanted £25. I'll check before I buy - and that will be with a credit card for possible extra security (over £100 purchase price gives extra rights in most circumstances - apparently. Most things I/we buy these days priced at over £100 go on a credit card for that reason).
    May check a couple of other sites before committing.
     
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  9. joe mc donald

    Subscriber

    Dec 26, 2014
    7,411
    1,000
    slough / burnham
    Just had my Carole Nash reminder for my six bikes fully comp. £437 And they said automatic payment. I phoned them and said take me of automatic payment as I intend to move my policy to Triumph insure. Straight away got £100 knocked of the policy.
    Regards
    Joe.
     
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  10. Tiglet

    Tiglet Vintage Member
    Subscriber

    Mar 28, 2016
    3,010
    1,000
    Cheshire
    Steve as your Trident is over 15 years old in many insurance company eyes it’s now a classic, have you tried Peter James Insurance they are classic bike and car insurance specialist www.peterjamesinsurance.co.uk.
    One of the benefits they offer is an agreed valuation as well as breakdown/recovery etc.
     
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  11. stevethegoolie

    stevethegoolie Elite Member

    Oct 16, 2014
    2,172
    800
    East Riding of Yorkshire
    Went on to the Peter James site, but Hinckley Tridents aren't listed, or at least I couldn't find it if they are.
    So instead of following that course of action (thanks for the suggestion, Tiglet - always worth a try) I decided to give CN a ring, out of curiosity, to see how close they could get to the Mac/Hodg quote of £108.06. The gentleman I spoke to, after confirming a few details, checked again and initially came back with a price which was north of £200. We both laughed! He then asked how close he needed to be to keep my custom. I just said "see how close as you can get". Off he trotted to speak to his manager. When he came back he pretty well floored me. £108.07 was the new price. I paid up. I wasn't going to mess around changing companies for the sake of a whole penny!
    I do wonder why we have to go through this ritual most years, although occasionally it hasn't been worth the effort as the renewal has hardly varied from the previous price - rare, but it has happened to me a couple of times in the last few years, car and bike.
    Having said all that, it seems that MH and CN are both owned by the same company - or are tied in with each other in some way - a point I made to to the CN call handler. Could this fact be part of an explanation? I don't really care as I have just saved over £60! So thanks to Carol Nash and all who sail therein.
    I wonder what the next renewal will bring?:eek:
     
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  12. freck

    freck Elite Member
    Subscriber

    May 4, 2017
    1,124
    750
    Preston, Lancs, UK
    If that’s the case, that they are tied in, then it really shows what a f#*ked up system insurance is.
    CN quoted me £900 and MH quoted £250 for exactly the same bike/details. :rolleyes:
     
  13. stevethegoolie

    stevethegoolie Elite Member

    Oct 16, 2014
    2,172
    800
    East Riding of Yorkshire
    Sounds about right, Freck.
    Both companies were quoting on exactly the same policy - same insurance company/excess/benefits etc. Sometimes I think it's best not to ask!!:confused:
     
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