No Claims Discount - How Long Does It Last If Policy Lapses?

Just wondering how long after expiry of a policy that you no claims ceases to be valid?

I had a bike policy with 9 years plus protected NCD on it that expired on May 30th 2019, didn't have a road bike so had no need of insurance, will insurance companies still take that into account?
I have a horrible feeling it might be valid for only 12 months.

But I also have an unused car policy that has max NCD on it that only expired in Feb this year (daughter now has her own insurance), is car NCD transferable to bikes?

It's a bloody nightmare this NCD lark, it takes years to accumulate & possibly gone after 12 months.

 

Jolly good, shouldn't be an issue then

 

If I have 2 years as suggested by @SleepyOwl then the bike NCD I have will be fine, I was concerned as I had an accident in Aug 2018 on my bike policy, but the policy had protected no claims so I didn't lose any NCD, knowing what shitbags insurance companies can be I am concerned that they may try and hike the premium now as I had let the policy lapse.

 

Yeah tried that mate, got the whole due to COVID not able to deal with your query over the phone please log in to your account blah blah bollox ...
I forgot the password, tried to reset it didn't work so now e-mailed customer services & await their response in the meantime I have been on MCN compare, Bennetts £153 fully comp with £400 excess with no NCD ... seems cheap?

 

Where? no link?

 

Cheers for all your advise & input guys, NCD does indeed last for 2 years after expiry of the policy.

Just insured through Bennett's via MCN Compare (was cheaper than Asda compare).
Now the original MCN quote with my 9yrs+ Protected NCD was £91.40 with a £250 excess (declaring my 2018 accident on protected policy & one spent speeding endorsement), but after being redirected to the Bennett's site & completing their questions it went up to £134.61 with a £400 excess???

It was down to a question of whether I had ridden a bike of at least 600cc during the previous 12 months, I hadn't on the road but I had on the race track.
Being a tight git I wasn't going to take the price increase lying down so got on the phone & spoke with a real person, after a discussion in which they verified my NCD online, they also accepted that as I continued to ride albeit on a race track that this counted as having ridden during previous 12 months.
So final cost was £104.67 with a £250 excess for fully comp, all in all, I am happy with that so well done Bennetts.

 

I agree mate, always shop around for best quote on everything from utility bills to insurance, why put any more of your hard earned in the pocket of someone else?

They tend to load the premium on new bikes in my experience, TBH I just insured a 21 year old bike that is worth well under £2K even when back in full working order, much less to pay out if I bin that versus your new KTM.