Insurance

2012 Speed Triple ABS standard £150.00 fully comp, 6 years NCB 48 year old. Bike in a Locked garage overnight. Modified bikes and insurance is a right minefield! A mate told his insurance company mid policy that he had fitted some panniers to his v strom ready for a trip to France. They told him the mod was not acceptable and that he would need to cancel his policy and take out a new one.

What about fitting carbon bling on your bike...... It's now modified! What classes as modified? Adding a sat nav ? Tank bag? I know exhausts do but what about re-mapping?

 

Bennetts by the way

 

Beats me how a paint job can double or treble your insurance premium, same engine in your bike as in my bike.

The mrs (42) only passed her test last year, bought a brand new Street Triple 675 and still managed to get insured fully comp for £160.00 just do not understand how insurance companies work

Could you not have just insured it as a Speed Triple R?

 

OMFG YOU GUYS MAKE ME WANNA CRY...
My speed was my first bike after ten years out of the saddle....
Unmodified, in a shed, ground anchored, ballistic chain n lock, disc lock, limited to 3000miles £855 FC
which I ended up increasing to unlimited mileage after five months final cost for year £1638.00!!!
And when I bought my DRZ for a grand they wouldn't even add it!! Had to take out a separate premium on that tonka toy!!

Hoping for big discount this year, with 1 year NC and hence the IAM

 

Bloody hell Jim did you put your occupation down as motorcycle racer?

 

Lol I might as well Screwball....
No Rich, told them I was a gynaecologist after having dealt with them ***** lol
It was through BikeSure and policy was with Group Armour
Should been group LegNArmer!! Lol
Got drz for 110 I think in the end SB

 

my 900 trident is about £150 a year including breakdown recovery. Fully comp..

 

Bike insurance seems fairly reasonable in the UK. does anyone know of an insurance company that would insure a bike on UK plates to be ridden in France all year round ?
would like to import the bike but its 118 BHP (88Kw) so not legal in France unless on insurance from another country, or is there a way to restrict to 105 BHP ? at low cost!!

 

My car insurance policy gives me 30 days European cover per year also but each time i go overseas i have to notify them of my travel dates & they email me a confirmation letter of cover as you need to carry this with you in some countries.

 

Not familiar with French law but do they ask for crank BHP or rear wheel? A bike with a quoted crank BHP of 118 may only be around 105 or less when Dynoed. If you have a Dyno certificate you may be able to get French insurance.
I had to get a 33 bhp Dyno certificate to show a Ducati 620 was restricted for my 18 year old and that was done by a simple throttle stop.

 

thats a good idea, never thought of crank measured bhp. :upyeah: