Thruxton Multibike insurance

Discussion in 'Thruxton, Scrambler & Trident' started by Wag, Mar 8, 2017.

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  1. Wag

    Wag Active Member

    Jun 19, 2016
    68
    28
    exmouth
    Howdo, I've got a two bike policy ,but it strikes me that it's 2 policies really . I've bought another v-rod -currently en route fae Aberdeen ,so my gtr14 is on ebay altho' I don't really want to flog it(i'm not married now, hence the affordability). I wondered if anybody has a good priced policy for 2 or 3 bikes, please.
     
  2. Wag

    Wag Active Member

    Jun 19, 2016
    68
    28
    exmouth
    Thanks Ade', i'll watch it later when the grand-daughter's been ejected.I was a loan specialist for decades until; I got splattered and got a decent payout, my mum left me some, paid off me house and moved into SWO's house, so i'm safe currently on the money front .
     
  3. crispey

    crispey crispey creme de la creme

    Nov 6, 2014
    7,198
    1,000
    Uk
    It could be worth a whip round to get you off that monstrosity Ade (not)
     
  4. Wag

    Wag Active Member

    Jun 19, 2016
    68
    28
    exmouth
    Thanks Andy
    Stop press; bloke coming from Belfast on Monday for the gtr , vrod broke down on m5 today, leccy probs. Hohum
     
  5. MrOrange

    MrOrange Guest

    Currently got both mine on a single MCE policy, certainly not similar machine's so that's a myth. Can't exactly remmber how much but was cheaper than seperate.

    Due end of this month, so I'll let you know.
     
    • Like Like x 1
  6. Tim Jones

    Tim Jones Well-Known Member

    Oct 21, 2015
    109
    93
    Eccleshall, Staffs
    With Hastings Direct, 2015 Explorer and 2014 Thruxton £157., none of the add ons they want to flog you.


    Teejay
     
    • Like Like x 1
  7. dickydido

    dickydido Senior Member

    Nov 3, 2016
    349
    113
    Wiltshire
    I got my Thruxton 12 and my car insured with Carol Nash on their '6 Wheels policy', which is your bike plus your car, it seems a good price to me......but I am 61!

    Spoke to Nash's yesterday and told them about the immenent arrival of my Bobber. Firstly they said 'what's a Bobber?'!......

    The dealer had said they, plus a lot of other insurance companies, would say that since it's such a new model that it has not been recognised and accepted onto their list of bikes. He gave me a bit of paper with a long numerical/alphabetic reference on it, he said quote them this ABI number.......'what's an ABI number?' I asked....apparently every new vehicle launched onto the market is issued an ABI number and with that number insurance companies can look it up on their computer and they will get the relevant download (no idea where from) which explains the full details (read risk) on this new machine. They promised to call me back with an update, still waiting for a call back from them 24hrs later!

    BUT the guy on the phone did say that it would be possible to add another bike to my existing 6 Wheel Policy. I said it would then be an 8 wheel policy!......he said no problems....you can have an 8, 10, 12 etc policy......they will just keep adding bikes on.

    Sorry for such a long winded post but maybe this could be an option to consider.....but you must insure your car plus at least one bike to get this policy.

    Cheers,

    dickydido
     
  8. Doug Dowthwaite

    Mar 26, 2017
    29
    13
    Sawley, Notts
    I got a multi bike insurance for my Thruxton R and BMW R1200RS through Bennets. The good thing with them is that there a lot of extras etc that do not need to be declared.
     
  9. Wag

    Wag Active Member

    Jun 19, 2016
    68
    28
    exmouth
    Roger that,Doug. I was with them last year but a change of bike threw the price up. I've ended up with ebike. Next time , I'm gonna try to do both separate to see the difference. I usually get a price below 100 when i use my ncd on 1.
     
  10. MrOrange

    MrOrange Guest

    Rang up and renewed mine with MCE. 30 bloody minutes on the phone, for a feckin policy renewal and £30 increase over last year. :mad:
    By the time I actually got a quote I couldn't be arsed saying no and start ringing around. :confused::(
    Plus sun was out, and insurance ran out day before, so my own fault. :oops:
     
  11. Wessa

    Wessa Cruising

    Apr 27, 2016
    11,329
    1,000
    North West England
    I have dual bike with Bikesure for my T'bird LT and Street Twin.
    Wessa
     
  12. mentalist

    mentalist Active Member

    Sep 28, 2016
    101
    28
    wigan
    I'm with Hastings, but they only do a two bike policy with a max combined price for the two bikes.
    I really could do with finding a company that will insure three or for bikes
     
  13. figwold

    figwold First Class Member

    Dec 12, 2016
    634
    500
    England
    Insurance prices vary tremendously from one to another, and they all love it when you can't directly compare whether it's a good deal or not. So if you are worried about VFM (value for money) then keep it simple, single bike/car/house etc, then you can easily compare.

    If on the other hand you want minimum hassle and don't care if they charge a premium, bundle away ...
     
  14. Rocker

    Rocker Elite Member

    May 1, 2016
    1,662
    800
    Suffolk
    I've got 4 separate bike insurances at the moment because it's way under half the cost of multibike polices, they sound a good idea but just another way to rob you:mad:
     
  15. Wessa

    Wessa Cruising

    Apr 27, 2016
    11,329
    1,000
    North West England
    Wow that's great. When I got my multi bike for my two bikes last year it worked out cheaper to get them together, so I think it just depends on who the insurer is. My insurance is up in June so I will let you know how the prices go this year.
    Wessa
     
  16. Z4n

    Z4n New Member

    Jan 1, 2017
    1
    3
    London
    How do you guys keep it cheaper with two separate policies if you are only allowed to use your NCB on one policy at the time?
    The policy quote without NCB must go through the roof .. no?
     
    • Like Like x 1
  17. crispey

    crispey crispey creme de la creme

    Nov 6, 2014
    7,198
    1,000
    Uk
    Motorcycle insurance is a lottery you phone the same company the next day and you get a different quote, sometimes hundreds of pounds different
     
    • Like Like x 2
  18. Wessa

    Wessa Cruising

    Apr 27, 2016
    11,329
    1,000
    North West England
    Yep I agree with that, it really is a lottery.
    Wessa
     
  19. Rocker

    Rocker Elite Member

    May 1, 2016
    1,662
    800
    Suffolk
    No claim don't make that much difference I tried it using a comparison website ie my 2006 MT 01 fully comp with 16 years no claims £85, put in 4 years no claims £89, put in 0 no claims £101 :eek::eek:
     
  20. Z4n

    Z4n New Member

    Jan 1, 2017
    1
    3
    London
    Interesting. It definitely does affect my quote instead. I wonder why.
     
  21. Wag

    Wag Active Member

    Jun 19, 2016
    68
    28
    exmouth
    ,To revive this thread; my renewal for my thrux +v-rod was £303, 2 other companies gave similar prices .I was about to submit when I remembered to try 2 separate policies .
    I got my R for 97 quid using ncd, and my VRSCAW vrod for £119-with no ncd ! both with no voluntary excess, age 57.
    Fukk me , you could make it up .
     
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