MCE ONLINE VS TELEPHONE QUOTE - BLIMEY!

Discussion in 'Triumph General Discussion' started by Rich Bryce, Feb 6, 2017.

  1. Rich Bryce

    Rich Bryce Dead Eye Dick

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    I have my Street Twin on an MCE policy. Today I telephoned to enquire about adding my new (ex-demo) Tiger and was quoted £227 to run till 20th December as a multi-bike insurance. That compares to £115 quoted on line for a separate policy for MCE via the meerkats to run for 12 months from today, which was the cheapest found on half a dozen portals. Same deal, same excess, breakdown cover, legal, helmet and leathers.

    And fwiw, Bennetts comprehensive was a good deal cheaper than their TP&T, go figure.
     
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  2. Tiglet

    Tiglet Vintage Member

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    These insurance companies do work in mysterious ways Rich :rolleyes:

    Will it ever change,,,,,,,,,,,don't think so :mad:
     
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  3. GaryM

    GaryM It's him, you know who. Him from you know ....

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    Consider how some riders ride that would not be as impossible as it first sounds.
     
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  4. Rich Bryce

    Rich Bryce Dead Eye Dick

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    Zero no claims bonus cuz that's all on another bike. Charge for changing details in the policy, even that was included in the quote, is £20 iirc, or £40 to cancel it. The chap I was talking with when I responded 'Crikey', said 'yes, but that's an online quote'. As I say, the policy cover is exactly the same for half the price. Remind me to shop around when renewal comes round.
     
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  5. MrOrange

    MrOrange Guest

    This is how they work. If you try to change bike 1/2 way through, might as well grab your toes and smile !!!

    I lost a years NCB because I told them to piss off when I wanted to change from SV to Gixxer, they wanted £290 for 6 months or I could start a new policy for £130 with a different provider. !!!!

    I told them to cancel and they tried to charge me a cancellation fee of £150. Again told them to piss off and fought and told them I wouldn't pay. Eventually we settled on £30 cancellation fee, basically cos they knew I was never gonna pay up the £150.

    I would name and shame, but I know if I go to my current insurer, MCE, they will basically do the same. If you try to make any changes now, you get screwed, change address - money please !!! W@ankers the lot of them.
     
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  6. GaryM

    GaryM It's him, you know who. Him from you know ....

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    I'm already on max no claims so I have nothing to lose. Last insurance company to try it on with me lost.
    I even got them to admit it was them that were closing the account. So no further cost or loss to me :)
    One of the reasons I always tell them at the start that I'm recording the call as well just in any case of anyone disputing who said what.
    I don't trust them till I see it on paper.
    I thought with multi bike polices the no claims applied equally to whichever you were riding at the time/
     
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  7. RoadSprocket

    RoadSprocket Active Member

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    Same when I got my triple with MCE, I called up to pay the quoted amount online but they wanted £300 (same perks, excess etc) more on the phone and said they couldn't price match their own online quotes... so I just bought online. Insurance is always a joke!

    I remember back on my KTM I asked if I had a GPS tracker added on the bike if it would save me anything, they said it'll be £50 more.. MCE again.
     
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  8. GaryM

    GaryM It's him, you know who. Him from you know ....

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    Why I always say don't tell them about things like that. Bloody rip off merchants they are
     
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  9. MrOrange

    MrOrange Guest

    In case someone pinches the GPS tracker??? there not cheap you know :D
     
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  10. RoadSprocket

    RoadSprocket Active Member

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    Just what @MrOrange said, it was a £35 tracker too :D
     
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  11. MrOrange

    MrOrange Guest

    @RoadSprocket , thanks for showing me how to tag someone in a post !!!

    Every day's, a school day:)
     
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  12. GaryM

    GaryM It's him, you know who. Him from you know ....

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  13. MrOrange

    MrOrange Guest

    @Gary McKelvie , because sometimes be easier than using Reply button !!!!

    Or if you are having a dig @littleade about the fact he still rides a BMW, or you want to make sure he gets to read the insult !!!


    :D:D:D:D;)
     
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  14. MrOrange

    MrOrange Guest

    @Dozers Dad , just put an '@' before someones forum name, and they should pop-up and click on their name. Then you've kinda put a link to them, like I just did to you !!!

    @littleade - I shall be wearing my kilt, and you'd better be quick on your toe's wee man :eek: :D;)!!!!
     
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  15. RoadSprocket

    RoadSprocket Active Member

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    @MrOrange I sense you'll be tagging someone in every reply from now :D
     
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  16. MrOrange

    MrOrange Guest

    @Dozers Dad , yep it did work, well done. Now pack away your pencils and sit quietly till the bell rings:D

    @RoadSprocket , no I will not be tagging in every reply, sometimes it will be twice or more !!!!;)





    Talking of kilts, I was wearing mine once at a wedding, the brides granny came over with a glint in her eye and asked "Tell me, what's worn under a scotsman kilt?"

    I replied " Madam, I'll have you know, nothing is worn under this kilt, IT'S ALL IN PERFECT WORKNG ORDER !!!!"

    :D:D:D:D:p:cool:
     
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  17. MrOrange

    MrOrange Guest

    we should get recognition of our derailing a thread abilities, started as insurance rant, then tagging lessons and now kilt banter !!!! Who knows where the feck we'll end up !!!!:D:D:D:D



    MDE's all around - Member of the Order of the Derailing Empire [​IMG]




    [​IMG]
     
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  18. GaryM

    GaryM It's him, you know who. Him from you know ....

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    @MrOrange us derail a thread ! Nope never not on yer Nellie! Absolutely impossible !

    @littleade how are you feeling now?
     
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  19. GaryM

    GaryM It's him, you know who. Him from you know ....

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    @littleade I see the Aryian delusions have reappeared. Good to hear you are back to normal :D
     
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  20. MrOrange

    MrOrange Guest

    He likes to feel superior, only time he gets to look down at people :D
     
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