Insurance Bonneville Vs Speed Twin

That’s just how their algorithm works. Speed Twin probably gets lumped in with more "sporty" or higher-risk categories in their data, even if it’s the same value. The T120 is seen as a pure old-man cruiser, so statistically safer and cheaper to insure. Happens all the time.

 

putting the word speed in the name probably didn't help much..

 

A few important factors for UK-based insurance brokers are the theft of machines, the Speed Twin is more susceptible to being stolen, and a higher risk of being involved in accidents as opposed to the Bonneville T120.