Insurance And Lack Of No Claims

Have you tried a comparison site, that might get a few quotes to look at. That's what I did when I came back to 2 wheels with no no-claims, BUT, I was insuring a 500 then a 650, not your more performance related machines!

 

I found the difference in price with and without no claims wasn't that much. It was cheaper to start my Speed Triple from 0 than add it to my 9+ years of NCB on my other bike.

 

Do you have a car or 4 wheel vehicle with a good portion of ncb?
If so, mention this over the phone and its likely they'll give you a discount based on that i.e. less risk/safer driver

 

Hi Sean,

Have you tried asking about a "multi-bike" policy? Obviously you can only ride one bike at a time.

Last year, after returning from working abroad, I had zero no-claims. Hastings Direct gave me the best quote (and it included helmets, leathers, legal protection as standard + I added the personal cover option for £19) and for my Speed Tripple R I paid £270 last year. This year, with 1 year no-claims under my belt, Hasting Direct were again the best priced even though I changed to a 2024 Rocket 3 Storm GT - they came in at £340.

Also, make sure that you don't over egg the number of miles you will do in the year, as the pricing seems quite sensitive to the number of miles. You can always start low, and then go back to them later in the year if you are going to exceed what you said at the start. I set mine at 2999 miles.

I am late 50s, been biking for 20+ years, yet I thought £340 for a Storm GT with 1 years no claims was decent.

As the others have said, it is worth calling them and discussing, as they can play about with options and tell you how any changes affect the cost.

 

I must have posted this a few times now but check a few of the comparison sites and you will probably see a trend with one broker giving the most competitive quote. Then go on topcashback.co.uk and you will probably find the same result, the difference being that you will also be given cash back once the policy has been running a month or two.

 

Hi SaunR, yes mate I had the same problem. I had an America with sidecar, wich added more complications as a lot of the forms on web sites do not have a section for sidecars. And going back to biking after many years off I also did not have any no claims. Shopping around and the comaprison sites is the best way. I got good quotes from Bikesure, and Bemoto. And as said above phoning might get a better quote. Good luck bud.